Get treatment for critical illnesses without financial worries. Apply for Critical Illness Insurance to ensure that you do not face a financial crisis in the event of a major health emergency such as cancer, heart attack, or stroke.
About Critical Illness Insurance
Critical Illness Insurance is one of Kuveyt Türk's insurance products that provides coverage against death and critical illnesses and helps alleviate the financial stress that a critical illness diagnosis may cause. You may benefit from this insurance to receive financial support for diseases such as cancer and MS, for which early diagnosis is vital.
How to Get Critical Illness Insurance
Visit our nearest branch to get Critical Illness Insurance.
If you are not a Kuveyt Türk customer, you may visit our Become a Kuveyt Türk Customer page and check out the steps to become a customer.
Details on Critical Illness Insurance
The details of Critical Illness Insurance are as follows:
- Receive medical care from providers outside your health insurance or social security coverage.
- Use the benefits and deductibles of your health insurance or social security at the same time.
- Make changes or additions to your home or car if your health requires them.
- Cover child, family, and household care expenses.
- Pay for private travel and living expenses, if necessary.
- Take advantage of personal care and life support services.
- Organize fewer and more flexible working hours.
Advantages of Critical Illness Insurance
Critical Illness Insurance provides you with significant advantages:
- Receive financial support if you become critically ill or need surgery during the insurance period.
- Focus only on your recovery, as your medical treatment is covered.
- Find financial comfort if you are unable to continue working.
- Ensure that your family members receive compensation in the event of your death.
Critical Illness Insurance Coverage
Critical Illness Insurance provides you with the following coverage:
- In case of your death within the insurance period, you are entitled to have the death indemnity specified in the policy paid to your beneficiary or to your legal heirs if no beneficiary has been appointed.
- You may receive compensation by Katılım Emeklilik ve Hayat A.Ş. in the event of a risk when you submit written proof that you have been diagnosed or operated for the first time in your life for one of the critical illnesses mentioned below on a date after the coverage start date within the scope of critical illness coverage.
This coverage is available for the following 13 critical illnesses:
- Cancer
- Acute myocardial infarction (heart attack)
- Stroke (paralysis) caused by disease
- Multiple sclerosis (MS)
- Kidney failure
- Aortic surgery
- Coronary artery bypass surgery
- Heart valve surgery
- Organ transplant
- Coma
- Paralysis
- Blindness and severe burns
Critical Illness Insurance Age - Package Premium Pricing
| Age | Eco Package | Standard Package | Maximum Package |
|---|---|---|---|
| 18 | 54 TL | 108 TL | 216 TL |
| 25 | 85 TL | 171 TL | 341 TL |
| 35 | 150 TL | 300 TL | 600 TL |
| 45 | 375 TL | 750 TL | 1500 TL |
| 55 | 1087 TL | 2174 TL | 4347 TL |
| 65 | 2631 TL | 5262 TL | 10524 TL |
NOTE:The premiums stated are given considering that there is no problem in the health claims of the individuals. Premium amounts may vary for different health claims and different ages.
Critical Illness Coverages and Sample Premium Table
| Guarantees | Eco Package | Standard Package | Maximum Package |
|---|---|---|---|
| Death | 12,500 ₺ | 25,000 ₺ | 50,000 ₺ |
| Critical Illnes | 50,000 ₺ | 100,000 ₺ | 200,000 ₺ |
These premiums are calculated assuming that you do not have any health problems. The premiums may vary depending on your medical declarations and your age.
Channels to Apply for Critical Illness Insurance
You must first be a Kuveyt Türk customer to benefit from Critical Illness Insurance. If you are not a Kuveyt Türk customer yet, please visit our Become a Kuveyt Türk customer page to check out the steps to become a customer and insure yourself and your loved ones against sudden illnesses.
Frequently Asked Questions About Critical Illness Insurance
Why should I get Critical Illness Insurance?
Critical Illness Insurance provides you and your family with financial security in the event of a diagnosis of a critical illness. In addition to care and treatment costs, you may receive compensation under the coverage if you pass away.
How are premiums calculated?
Premium rates are set according to the content of the package you choose and your age.
How do I make my premium payments?
You may pay your premiums either with your Kuveyt Türk cards or cards from other banks.
Get Critical Illness Insurance now to cover the costs for treatments of life-changing illnesses and health conditions so that if you fall ill, you'll focus only on getting better.