Sağlam Nakit Card


You can earn Gold Points when you shop with your Sağlam Nakit Card and continue your shopping with the defined credit limit (additional limit) when the limit is insufficient.

Spend your savings in your demand deposit account easily with the Sağlam Nakit Card! Continue shopping thanks to Kuveyt Türk's cash advance customized for you.

About Sağlam Nakit Card

The Sağlam Nakit Card is a debit card that allows you to use your demand deposit account at ATMs and for shopping. You can either use the balance in your demand deposit account or continue shopping by using the cash advance allocated to your card when you are out of funds.

How to Get a Sağlam Nakit Card

You can apply for a Sağlam Nakit Card by visiting the nearest Kuveyt Türk branch. Thanks to the instant card printing system, you can get a password for the card you receive from the branch and start using your card immediately. If you are not a customer yet, please visit our Become a Kuveyt Türk Customer page to check out the steps to become a customer.

Details on Sağlam Nakit Card

  • In case your balance is insufficient, you can continue shopping with the additional limit set for you.
  • You can perform your transactions 24/7 from Kuveyt Türk ATMs and other bank ATMs with Visa Electron, Vpay, Maestro/Cirrus, and TROY symbols in Türkiye and abroad, and you can shop using POS machines in stores.
  • You can make withdrawals and deposits with your Sağlam Nakit Card at Kuveyt Türk ATMs as well as PTT and Yapı Kredi ATMs free of charge.
  • You can shop online at websites that offer the opportunity to shop with a Debit Card.
  • You can earn Gold Points from your purchases and transfer points to your account as gram gold.
  • No matter where you are in the world, you can deduct the foreign currency amounts you withdraw in the related currency from your main account in TRY.
  • You can get an additional limit of 250, 500, 1,000, 1,500, or 2,000 TRY.
  • You can access the statement of your expenditures through Kuveyt Türk Mobile and Internet Branch.
  • You can visit the nearest Kuveyt Türk branch to activate the additional limit feature for Sağlam Nakit Cards you got through Kuveyt Türk Mobile.
  • With your contactless Sağlam Nakit Card, you can make your payments of 750 TRY or less without entering your PIN, and your payments of 750 TRY or more by entering your PIN quickly and securely.
  • When the total amount of your contactless payments reaches 7500 TRY, you will need to enter your PIN once to continue making contactless payments.

Advantages of Sağlam Nakit Card

  • You can either spend your Gold Points as cash or save them as gold.
  • When your balance runs out, you can continue shopping with additional limits.
  • You can make domestic and international purchases without any fees.
  • You can get and start using your Sağlam Nakit Card immediately without extra fees.

Channels to Use for Sağlam Nakit Card

Use Kuveyt Türk Mobile to view your Sağlam Nakit Card balance or to increase your limit. You can also request a limit change within minutes by calling the Customer Support Center.

Frequently Asked Questions About Sağlam Nakit Card

What is a Virtual Card? How do I get a Virtual Card?

Virtual Card allows you to benefit from all campaigns and advantages of your Sağlam Nakit Card. You can send cash from your Sağlam Nakit Card to your Virtual Card, which you can use for online purchases and shop safely and quickly. You can create a maximum of 20 cards within a year and set card limits as you wish.

Please follow the steps to create a Virtual Card through Kuveyt Türk Mobile:

  1. Cards
  2. My Cards
  3. Debit Card to Be Linked with the Virtual Card
  4. Create a Virtual Card

What are Gold Points? How are they used?

Gold Points are the points you earn from purchases you make with a Sağlam Nakit Card. You can earn Gold Points for purchases you make with the balance in your demand deposit account, thanks to campaigns in various sectors. When you have 10 TRY worth of Gold Points, you can transfer your points to your account as gram gold on the first day of the following month.

What kind of online purchases can I make with the Sağlam Nakit Card?

If you are looking for a secure way to make online purchases, you can use the Sağlam Nakit Card. You can save your card in apps such as Netflix, Google, AppStore, and Spotify and easily make your payments. You can easily make your domestic purchases with your card bearing the TROY symbol, and you can also make purchases abroad by creating a virtual card!

In addition, by adding your card to Masterpass and BKM Ekspress, you can enjoy fast and secure shopping.

How can I increase my card limit?

You can easily change the maximum daily spending limits of the Sağlam Nakit Card through Kuveyt Türk Mobile or by calling the Customer Support Center.

You can follow the steps below when making changes through Kuveyt Türk Mobile:

  1. Cards
  2. My Cards
  3. My Debit Cards
  4. Sağlam Nakit
  5. Settings
  6. Edit
  7. Limit Options

When is the account statement date?

You can choose the statement date as the 1st or 15th day of each month. You can pay your card debt as of the statement date if you have sufficient balance in your account. However, if you do not have sufficient funds in your account, you must pay no later than 10 days after the statement date to avoid a delay fee.