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Digital Participation Account

The Digital Participation Account, which can be opened easily through digital channels, is now at Kuveyt Türk with advantageous participation rates!
 
What is a Digital Participation Account?
 
A Digital Participation Account is the type of account that allows for the distribution of yield within the scope of the profit-loss partnership between the account holder and Kuveyt Türk. You can open your Digital Participation Account in TL, USD and EUR via the Mobile Branch, Internet Branch and Telephone Banking.
 
  • Digital Participation Accounts opened in Turkish Lira offer an advantageous participation ratio of up to 99-1%.
  • As of 04.12.2020, accounts opened through Mobile, Internet Branch and Telephone Banking channels are opened as Digital Participation Accounts.
  • Advantageous withholding rates are applied to Turkish Lira Digital Participation Accounts that opened until 31.12.2023.
  • Opening balance is 250 TL, EUR and USD.
  • There are 5 account types in total, namely; Classic, Silver, Golden, Platinum and Platinum+.
  • You can withdraw cash within the limits determined according to account type, without the term being cancelled.
  • The yield rate is not determined at the beginning, but rather at the end of the term.
 
*The total of current accounts and participation accounts are under the guarantee of the Savings Deposit Insurance Fund (SDIF) up to TL 650,000 for natural persons and legal entities.

 
TL Digital Profit Share Rates (%)
  Opening Balance Minimum Balance One Month (30-31 Days) Three Months (32-91 Days) Six Months (92-180 Days) One Year (181-364 Days) Longer Than One Year (366-999 Days)
Classic 250 250 90-10 93-7 93-7 93-7 93-7
Silver 25.000 15.000 90-10 95-5 95-5 95-5 95-5
Gold 100.000 75.000 90-10 97-3 97-3 97-3 97-3
Platinum 500.000 375.000 93-7 98-2 98-2 98-2 98-2
Platinum+ 1.250.000 1.000.000 96-4 99-1 99-1 99-1 99-1
Withholding Rates (Between 30.09.2020 - 30.04.2024) 5% 5% 5% 3% 0%
Withholding Rates 15% 15% 15% 12% 10%
USD Profit Share Rates (%)
  Opening Balance Minimum Balance 1 Month (30-31 Days) 3 Months (32-91 Days) 6 Months (92-180 Days) 1 Year (181-364 Days) More Than 1 Year (366-999 Days)
Classic 250 250 20-80 20-80 20-80 20-80 20-80
Silver 50.000 35.000 20-80 20-80 20-80 20-80 20-80
Golden 250.000 175.000 20-80 20-80 20-80 20-80 20-80
Platinum 750.000 600.000 20-80 20-80 20-80 20-80 20-80
Platinum+ 1.500.000 1.250.000 20-80 20-80 20-80 20-80 20-80
Withholding Rates 25% 25% 25% 25% 25%
EUR Profit Share Rates (%)
  Opening Balance Minimum Balance 1 Month (30-31 Days) 3 Months (32-91 Days) 6 Months (92-180 Days) 1 Year (181-364 Days) More Than 1 Year (366-999 Days)
Classic 250 250 20-80 20-80 20-80 20-80 20-80
Silver 50.000 35.000 20-80 20-80 20-80 20-80 20-80
Golden 250.000 175.000 20-80 20-80 20-80 20-80 20-80
Platinum 750.000 600.000 20-80 20-80 20-80 20-80 20-80
Platinum+ 1.500.000 1.250.000 20-80 20-80 20-80 20-80 20-80
Withholding Rates 25% 25% 25% 25% 25%