Dask-Compulsory Earthquake Insurance


Guarantee yourself against the material losses that might arise in an earthquake!

Earthquakes are one of the natural disasters that can hit our country at any time. Cover the damages that may occur after an earthquake and various subsequent events with TCIP (Turkish Catastrophe Insurance Pool) Insurance.

About TCIP Insurance

TCIP, in other words, Compulsory Earthquake Insurance, covers material damages caused by earthquakes and some incidents that may occur after an earthquake on your behalf. The compensation corresponding to the damage is paid in cash within the limits specified in your policy.

How to Apply for TCIP Insurance

You can get TCIP Insurance as a homeowner or tenant. However, keep in mind that you will only be named as the policyholder in the policy for the property where you are a tenant.

TCIP Insurance Coverages

Natural Catastrophe Insurance coverages determined by the Turkish Catastrophe Insurance Pool are as follows:

  • Collapse of the building due to an earthquake
  • Damages caused by fire, landslide, tsunami, etc. after an earthquake
  • Damages caused by an earthquake in parts of the building, such as the foundation, main walls and garden walls, stairs, elevators, corridors, roofs, and chimneys

Channels to Apply for TCIP Insurance

If you have a smartphone or tablet, you can apply for TCIP insurance within minutes through Kuveyt Türk Mobile. You can also visit our branches to find answers to your questions about insurance.

It is easier than ever to apply for TCIP Insurance thanks to Kuveyt Türk Mobile. Take advantage of this convenience and protect your home against earthquake damage now! If you are not a Kuveyt Türk customer, you may visit our Become a Kuveyt Türk Customer page and check out the steps to become a customer.

Frequently Asked Questions About TCIP Insurance

What are the differences between TCIP and home insurance?

  • TCIP Insurance is a compulsory product that all homeowners must have. Home insurance, on the other hand, is optional.
  • TCIP insurance premiums are determined by the relevant institution. Meanwhile, home insurance premiums vary according to the policyholder's demands.
  • TCIP Insurance covers damages caused by earthquakes and post-earthquake events, such as fires, landslides, and tsunamis. Home insurance covers the house as well as its furnishings.

What buildings are covered by TCIP Insurance?

  • Buildings that are registered in the land registry and constructed as residences on immovable properties that are under private ownership
  • Detached units falling under the scope of the Turkish Condominium Law
  • Detached units located in the said buildings and used for business purposes
  • Residences built by the state after natural disasters or constructed with loans provided by the state
  • Buildings for which a condominium easement has been established
  • Buildings that have not been registered in the land registry and appear as land, etc., in the registry
  • Cooperative housing that has not yet been subject to title deed allocation

What buildings are not covered by TCIP Insurance?

  • Buildings are subject to the Public Housing Law or used as public service buildings
  • Buildings registered to village population or constructed by permanent residents in the built-up areas of villages and the vicinity of villages
  • Buildings are used entirely for commercial/industrial purposes
  •  Constructions that do not have a project and have not received engineering services
  • Buildings that have been modified or weakened in such a way that the load-bearing system is damaged
  • Constructions are built in such a way that the load-bearing system is damaged
  • Dilapidated, ruined, and abandoned buildings that are scheduled for demolition.

How are TCIP premiums calculated?

TCIP Insurance premiums are calculated by multiplying the coverage amount by the tariff rate.