Comprehensive Insurance

Comprehensive Insurance

Secure your vehicle with Kuveyt Türk Comprehensive Insurance so you don’t have to worry about your pocket!

Are you looking for insurance against all kinds of risks that may strike your vehicle in traffic or in a parking lot? Then it's time you meet Kuveyt Türk's Comprehensive Insurance!

About Comprehensive Insurance

Comprehensive Insurance ensures that if your vehicle is damaged when driving or stopped in traffic, the damage is covered by the company that issued the policy. Unlike traffic insurance, it is up to you whether or not to take out Comprehensive Insurance. Thanks to Comprehensive Insurance, you can ensure that your financial losses are compensated in cases other than accidents, such as theft or fire.

How to Apply for Comprehensive Insurance

If you own a motorized or non-motorized vehicle authorized for use on the highway, you can benefit from extensive coverage with Comprehensive Insurance. In order for the policy to be issued, the license holder and the policyholder must be the same person.

Comprehensive Insurance Coverages

The cases covered by Kuveyt Türk's Comprehensive Insurance are as follows:

  • Collision with another motorized or non-motorized vehicle in traffic
  • Being hit by an object while driving or stopped in traffic, or vice versa
  • Damage to the vehicle caused by third parties, either intentionally or as a prank
  • Damages caused by persons who do not have the capacity to act
  • Fire
  • Theft or attempted theft of the whole or certain parts of your vehicle or damage caused by the attempted theft of the same

If you wish, you can get much more than the standard coverage by choosing the Extended Comprehensive Insurance Policy. The Extended Comprehensive Insurance Policy covers the following:

  • Damages caused by the collision, overturning, falling, or tumbling of your vehicle
  • Theft
  • Damages caused by strikes, lockouts, riots, civil commotion, and terror attacks
  • Damages caused by earthquakes and other natural disasters
  • Damages caused by floods and inundation
  • Non-fire damages caused by contact with cigarettes and similar substances
  • Damages caused by unauthorized persons towing your vehicle
  • Appreciation of value
  • Damage caused by rodents and other animals
  • Theft of the vehicle with the master key
  • Theft of your car key
  • New vehicle value maintenance coverage for brand-new vehicles
  • Legal protection insurance
  • Voluntary financial liability coverage for third parties
  • Personal seat accident insurance required for passenger carriers

Advantages of Comprehensive Insurance

Kuveyt Türk's Comprehensive Insurance offers attractive advantages in terms of coverage.

  • Mini repair service that provides repair of minor damages to your vehicle
  • No-claims protection that makes it easier for you to get a price advantage during the renewal period
  • Substitute vehicle during repair of your vehicle
  • Roadside assistance when your vehicle breaks down

Detailed information about the products (optional comprehensive coverage policies, no-claims policies, and other explanations) can be found at

For the General Terms and Conditions of Comprehensive Insurance, please click here.

Channels to Apply for Comprehensive Insurance

If you want to insure your vehicle with Comprehensive Insurance, easily apply through Kuveyt Türk Mobile. You can also benefit from the advantages of Comprehensive Insurance through the Internet Branch or by visiting Kuveyt Türk branches.

Download Kuveyt Türk Mobile on your smartphone now to have a Comprehensive Insurance policy! If you are not a Kuveyt Türk customer, you may visit our Become a Kuveyt Türk Customer page and check out the steps to become a customer.

Frequently Asked Questions About Comprehensive Insurance

What are the differences between Comprehensive Insurance and Traffic Insurance?

The differences between the two types of insurance can be listed as the following:

  • Comprehensive Insurance is an optional form of insurance. Traffic Insurance, on the other hand, is required by law for all vehicle owners.
  • Comprehensive Insurance covers the damage to your own vehicle, while Traffic Insurance provides coverage for damage caused to the other party.
  • Limits and coverage in Comprehensive Insurance can be customized according to your needs. For Traffic Insurance, coverage and limits are determined by the state.

What is comprehensive insurance value?

Comprehensive Insurance Value is the average market price determined in line with several criteria, including the vehicle's type, brand, model, and year of manufacture. The value calculation is made by the Insurance Association of Türkiye, and the latest list is published on the organization's website.

What cases are not covered by comprehensive insurance?

Cases that are excluded from the coverage of Comprehensive Insurance are listed in the special and general terms and conditions. For the General Terms and Conditions of Comprehensive Insurance, please click here.

What is the maximum age of vehicles that insurance covers?

Vehicles up to 10 years old are eligible for coverage under Kuveyt Türk Comprehensive Insurance.

What should be considered when getting a Comprehensive Insurance policy?

The most important issue to be considered when getting a comprehensive insurance policy is the coverage. Make sure that the types of coverage that meet your needs are included in the policy when applying.

In what cases is the no-claims discount reversed?

Glass breakage, headlight and mirror damage, signal breakage, radio/tape theft (1 time only), 100% recourse damages, and mini repairs within the scope of the limited coverage Comprehensive Insurance do not affect the no-claims and Comprehensive Insurance discount. For policies with extended coverage, damages less than 10% of the vehicle value are also covered. For damages other than these, the no-claims discount for Comprehensive Insurance is reversed.

How much does the Comprehensive Insurance premium increase after an accident?

Depending on the repair costs caused by the damage to the vehicle, the comprehensive premium may increase during the renewal period.

How much does Comprehensive Insurance pay for a totaled vehicle?

When it is decided that the vehicle is totaled, payment is made up to the fair market value of the vehicle.

What happens to the comprehensive insurance policy if the vehicle is sold?

If the owner of the vehicle changes within the validity period, the insurance contract is automatically terminated. A calculation is made according to the number of premium days the vehicle was in the first owner's possession, and the remaining amount is returned to the policyholder.