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01.09.2021

Turkey's leading participation finance institution, Kuveyt Türk's wide product range includes different investment vehicles to suit customer needs. KTM, KTV, KZL, KPC and KLU mutual funds, which are managed by Kuveyt Türk's subsidiary KT Portfolio, complying with the principles of participation finance, offer high dividends to their investors and can be quickly and easily converted into cash in case of cash need.
 
Thanks to Kuveyt Türk's mutual funds, which effectively bring together outstanding financial products and services with savers and investors, customers can evaluate their savings by investing in assets consisting of capital market instruments and precious metals. With mutual funds managed by KT Portfolio, a 100 percent subsidiary of Kuveyt Türk, in accordance with the principles of participation finance, TL deposit customers can invest in different investment instruments that meet their needs for daily income and high profit share. In addition, customers can easily convert their invested funds into cash if they need cash, and earn a profit share for the time spent in the fund.
 
The buying and selling transactions of mutual funds consisting of KTM (KT Portfolio First Participation Fund), KTV (KT Portfolio Short Term Lease Certificates Fund), KZL (KT Portfolio Red Crescent Support Gold Participation Fund), KPC (KT Portfolio Participation Equity Fund) and KLU (KT Portfolio Money Market Participation Fund) funds can be easily carried out through Kuveyt Türk's digital channels. In order to buy and sell funds, customers must first open an investment account at Kuveyt Türk branches or through Kuveyt Türk Mobile. Customers with investment accounts can perform direct fund purchases and sales transactions at a single daily price via Kuveyt Türk Mobile, internet branch, Tradeplus and branches. Investors can easily convert their investments to the fund as much or as much as they need.
 
The mutual funds offered by KT Portfolio to Kuveyt Türk customers and their features are as follows:
 
KTM: It is a fund for those who want to divide investment risk and invest in limited stocks and consists mainly of stocks and lease certificates. This fund, which has a higher risk level compared to lease certificate funds but lower than stock-intensive funds, generally contains stocks in the range of 25-30%.
 
KTV: It is a fund that appeals to customers who plan to invest in short and medium-term lease certificates and have a high cash flow (to investors who frequently trade in the precious metals and foreign exchange markets and who want to utilize their cash in the short term). It is a fund that can be preferred by investors who expect inflation rates to decrease in the short and medium term. At least 80% of the fund's total value is invested in lease certificates issued by the public and private sectors such a way that the monthly weighted average maturity of the fund portfolio is between 25-90 days. The risk level of this fund, which is especially suitable for short-term investments, is low as it can be traded on the same day. It is possible to buy/sell unlimitedly between 09:00 and 12:30, and with a limit of 500 thousand TL between 12:30 and 17:00, and to sell with a limit of 5 thousand TL after working hours and on weekends.
 
KZL: The investment purpose of the fund is to provide a return parallel to gold prices within the framework of interest-free finance principles. Although the risk level is high, it is suitable for long-term investors and those who want to invest in gold.
 
KPC: It is an ideal fund for investors who want to invest heavily in stocks but cannot decide which stock to invest in. At least 80% of the total value of the fund is invested in stocks that comply with the participation principles.
 
KLU: It is a high-yield fund and is suitable for customers (investors who make frequent transactions in the precious metal and foreign exchange market and want to evaluate their cash in the short term) with short-term investment needs and cash-intensive cash flows to exchange between different investment instruments. The fund portfolio also invests in public and private lease certificates and participation accounts, mainly in contracted transactions based on lease certificates, in line with short-term investments. It is possible to buy/sell unlimitedly between 09:00 and 12:30, and with a limit of 500 thousand TL between 12:30 and 17:00, and to sell with a limit of 5 thousand TL after working hours and on weekends.