A Participation Account is the type of account that allows for the distribution of yield within the scope of the profit-loss partnership between the account holder and Kuveyt Türk. The funds collected in Participation Accounts are used in the financing of the trade, industry and service sectors in line with the principles of interest-free banking.

  • The accounts can be opened in TRY, USD and Euro as minimum monthly deposit accounts.
  • There are 5 account types in total, namely; Classic, Silver, Golden, Platinum and Platinum+.
  • You can withdraw cash within the limits determined according to account type, without the maturity being cancelled.
  • The yield rate is not determined at the beginning, but rather at the end of the term.

Account Types and Limits.

Try Participation Accounts

  Oppening Balance Minimum Balance 1 Month 3 Months 6 Months 1 Year More Than 1 Year
      30-31 Days 32-91 Days 92-180 Days 181-364 Days 366-999 Days
Classic 250 250 75-25 76-24 78-22 80-20 82-18
Silver 50,000 35,000 80-20 81-19 83-17 84-16 86-14
Gold 250,000 175,000 82-18 83-17 85-15 87-13 90-10
Platinum 750,000 600,000 85-15 86-14 88-12 90-10 92-8
Platinum+ 1.500.000 1.250.000 90-10 90-10 91-9 92-8 93-7
Withholding Rates 15% 12% 10%

Usd-Euro Participation Accounts

  Opening Balance Minimum Balance 1 Month 3 Months 6 Months 1 Year More Than 1 Year
      30-31 Days 32-91 Days 92-180 Days 181-364 Days 366-999 Days
Classic 250 250 60-40 61-39 63-37 67-33 70-30
Silver 50,000 35,000 65-35 66-34 68-32 72-28 75-25
Gold 250,000 175,000 67-33 68-32 70-30 75-25 80-20
Platinum 750,000 600,000 70-30 71-29 73-27 77-23 82-18
Platinum+ 1.500.000 1.250.000 75-25 76-24 78-22 80-20 85-15
Withholding Rates 18% 15% 13%

Profit Share Calculation

Term
Day Month
Term Month

* The average term for monthly participation accounts is calculated as 31 days.

* In investment accounts, principal amount can be withdrawn at the end of the year whereas dividends can be withdrawn at the end of the period.

* The profit share amount distributed as of 2/19/2017 is the calculated profit share.

Net Profit
Gross Profit
Net Rate (Annual)
Gross Rate (Annual)
Account Classic

You can apply now to open an account!

You can visit our participation accounts and participation accounts with interim profit share payments pages.

* The average term for monthly participation accounts is calculated as 31 days.

* In investment accounts, principal amount can be withdrawn at the end of the year whereas dividends can be withdrawn at the end of the period.

* The profit share amount distributed as of 2/19/2017 is the calculated profit share.

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