Participation Accounts with Interim Profit Share Payments

Participation Account with Interim Profit Share Payment is the type of account that is opened with 371-day term and allows profit shares to be paid preferably monthly, quarterly, semiannually or at maturity.

 

While putting your savings to good use in the long term, profit shares of the accounts that offer a higher yield are transferred to your current account. You may either fulfill your cash needs with the profit share you earn in the dates you wish for interim profit share payment or benefit from the stoppage advantage.

Please click to see the profit share calculation table.

Features

It can be opened in TL, USD and EURO.
Profit Share Payment can be made preferably monthly, quarterly, semiannually or at maturity.
In case of money withdrawal from accounts before maturity, no profit share is paid.
The yield of our long-term accounts is higher than other types of accounts.

Types of Account

Alternative Investment Account

  • The minimum amount necessary for opening an Alternative Investment Account is 20.000 TL, 20.000 USD, 20.000 EURO.
  • The profit that accrues at maturity is distributed between the account holder and the institution as 85% and 15%.
  • At interim periods, it is possible to make profit share payment but not to deposit money into the account.

Investment Account

  • The minimum amount necessary for opening an Investment Account is 150.000 TL, 100.000 USD or 100.000 EURO.
  • The profit that accrues at maturity is distributed between the account holder and the institution as 90% and 10%.
  • At interim periods, it is possible to make profit share payment but not to deposit money into the account.
TL INTERIM PERIOD PROFIT PAYING PARTICIPATION ACCOUNTS
TYPE OF ACCOUNT OPENNING BALANCE-MINIMUM BALANCE 1 MONTH 3 MONTH 6 MONTH 1 YEAR
31 DAY 93 DAY 186 DAY 372 DAY
ALTERNATIVE 20.000-10.000 85-15 86-14 88-12 92-8
INVESTMENT 150.000-75.000 90-10 90-10 91-9 93-7
USD-EURO INTERIM PERIOD PROFIT PAYING PARTICIPATION ACCOUNTS
TYPE OF ACCOUNT OPENNING BALANCE-MINIMUM BALANCE 1 MONTH 3 MONTH 6 MONTH 1 YEAR
31 DAY 93 DAY 186 DAY 372 DAY
ALTERNATIVE 20.000-10.000 75-25 76-24 78-22 87-13
INVESTMENT 100.000-50.000 80-20 81-19 83-17 90-10