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The Participation Account with Interim Profit Share Payments is an account opened with a 372-day term that allows profit shares to be paid preferably monthly, quarterly, biannually or at maturity.

This account offers the advantage of higher profit shares, while putting your savings to good use in the long term.

  • It comes as either an investment or alternative investment account depending on the opening balance.
  • As long as you stay above the minimum limit, two withdrawals or withdrawals of up to
  • half the opening balance can be made during the term.
  • If at least one of these two rules is violated, Kuveyt Türk shall reclaim half of the gross profit share given to the customer.
  • The profit share accumulated in the interim period can be transferred to your current account or Profitable Participation Account.

Account Types and Limits

TRY Participation Accounts With Interim Period Share Payment
  Opening Balance 1 Month (31 Days) 3 Months (93 Days) 6 Months (186 Days) 1 Year (372 Days)
Alternative 20.000 95-5 96-4 97-3 98-2
Investment 150.000 96-4 97-3 98-2 99-1
Withholding Rates** 0% 0% 0% 0%

**Accounts opened between 30.09.2020 - 30.04.2024 and whose maturities are renewed
USD Participation Accounts With Interim Period Share Payment
  Opening Balance Minimum Balance 1 Month (31 Days) 3 Months (93 Days) 6 Months (186 Days) 1 Year (372 Days)
Alternatif 20.000 10.000 20-80 20-80 20-80 20-20
Investment 100.000 50.000 30-80 20-80 20-80 20-80
Withholding Rates 25% 25% 25% 25%
Euro Participation Accounts With Interim Period Share Payment
  Opening Balance Minimum Balance 1 Month (31 Days) 3 Months (93 Days) 6 Months (186 Days) 1 Year (372 Days)
Alternatif 20.000 10.000 20-80 20-80 20-80 20-80
Investment 100.000 50.000 20-80 20-80 20-80 20-80
Withholding Rates 25% 25% 25% 25%

Profitable Account

Let the profits you’ve earned from your participation account with interim profit share payment earn you even more with a profitable participation account!

The Profitable Participation Account is the valorization of the profit shares obtained from investment and alternative investment accounts within a new participation account.

  • This account’s profit share rate and currency sort are the same as the account it is related to.
  • You cannot deposit or withdraw any money from this account until its maturity date.
  • The profitable participation account is automatically cancelled if the main account if cancelled.

Profit Share Calculation

Term
Day Month
Term Month

* The average term for monthly participation accounts is calculated as 31 days.

* Calculated using the distributed profit share ratio of participation accounts with maturity date due today.

* Click here for more details on profit sharing rates.

Net Profit
Gross Profit
Net Rate (Annual)
Gross Rate (Annual)
Account Classic

* The average term for monthly participation accounts is calculated as 31 days.

* Calculated using the distributed profit share ratio of participation accounts with maturity date due today.

* Click here for more details on profit sharing rates.

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